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Synchrony Financial 5.625% Fixed Rate Non-Cumulatve Perpetual Preferred Stock, Series A

Redeemable only on a dividend payment date

Ticker: SYF-A

Parent Ticker: SYF

OTC Grey Market Temporary Ticker: SNFI

Issuance Date: 11/06/2019

1st Call Date: 11/14/2024

Maturity Date: None

Shares Issued: 30,000,000

Overallotment Shares: 0

Coupon: 5.625%

Face Value: $25.00

Cumulative: No

Qualified: Yes

Quarterly Dividend Amount: 0.3516

Payment Months: FEB, MAY, AUG, NOV

Payment Day: 15

S&P Rating: BB-

III Rating (In Regards to Dividend Safety Only): C

Moody Rating: NR

Fitch Rating: B