The Charles Schwab Corporation 4.45% Non-Cumulative Perpetual Preferred Stock, Series J

Redeemable only on a dividend payment date

Ticker: SCHW-J

Parent Ticker: SCHW

OTC Grey Market Temporary Ticker: SCHWL

Issuance Date: 03/23/2021

1st Call Date: 06/01/2026

Maturity Date: None

Shares Issued: 24,000,000

Overallotment Shares: 0

Coupon: 4.45%

Face Value: $25

Cumulative: No

Qualified: Yes

Quarterly Dividend Amount: 0.278

Ex-Dividend Months: FEB, MAY, AUG, NOV

Approx. Ex-Dividend Day: 15

Payment Months: MAR, JUN, SEP, DEC

Payment Day: 1

S&P Rating: BBB

III Rating (In Regards to Dividend Safety Only): B

Moody Rating: Baa2

Fitch Rating: BBB-

Egan-Jones Rating: NR