Santander Finance Preferred, Floating Rate Non-Cumulative Guar Series 6 Preferred Stock

Coupon will be reset quarterly at a rate of 3 month Libor plus .52%, but not less than 4%

Redeemed 12/05/2020

Ticker: SAN-B

Parent Ticker: SAN

OTC Grey Market Temporary Ticker: NA

Issuance Date: 03/05/2007

1st Call Date: 03/05/2017

Maturity Date: None

Shares Issued: 14,000,000

Overallotment Shares: 0

Coupon: 4.00%

Face Value: $25.00

Cumulative: No

Qualified: Yes

Quarterly Dividend Amount: 0.25

Ex-Dividend Months: FEB, MAY, AUG, NOV

Approx. Ex-Dividend Day: 18

Payment Months: MAR, JUN, SEP, DEC

Payment Day: 5

S&P Rating: BB+

III Rating (In Regards to Dividend Safety Only): C

Moody Rating: Ba2

Fitch Rating: NR