Goldman Sachs Group, Floating Rate (3.75% minimum) Non-Cumulative Preferred Stock, Series A

Dividends paid at the rate of the greater of 1) .75% above libor or 2) 3.75%

Ticker: GS-A

Parent Ticker: GS

OTC Grey Market Temporary Ticker: NA

Issuance Date: 04/18/2005

1st Call Date: 04/10/2010

Maturity Date: None

Shares Issued: 28,000,000

Overallotment Shares: 4,200,000

Coupon: 3.75%

Face Value: $25.00

Cumulative: No

Qualified: Yes

Quarterly Dividend Amount: 0.2344

Ex-Dividend Months: JAN, APR, JUL, OCT

Approx. Ex-Dividend Day: 24

Payment Months: FEB, MAY, AUG, NOV

Payment Day: 10

S&P Rating: BB

III Rating (In Regards to Dividend Safety Only): B

Moody Rating: Ba1

Fitch Rating: NR