Citizens Financial Group, Inc. 5.00% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E

Only Redeemable on a dividend payment date

Ticker: CFG-E

Parent Ticker: CFG

OTC Grey Market Temporary Ticker: NA

Issuance Date: 10/25/2019

1st Call Date: 01/06/2025

Maturity Date: None

Shares Issued: 18,000,000

Overallotment Shares: 0

Coupon: 5.00%

Face Value: $25.00

Cumulative: No

Qualified: Yes

Quarterly Dividend Amount: 0.3125

Ex-Dividend Months: MAR, JUN, SEP, DEC

Approx. Ex-Dividend Day: 20

Payment Months: JAN, APR, JUL, OCT

Payment Day: 6

S&P Rating: BB+

III Rating (In Regards to Dividend Safety Only): C

Moody Rating: BB-

Fitch Rating: NR