Capital One Financial 4.80% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J

Redeemable only on a dividend payment date

Ticker: COF-J

Parent Ticker: COF

OTC Grey Market Temporary Ticker: CPONZ

Issuance Date: 01/28/2020

1st Call Date: 06/01/2025

Maturity Date: None

Shares Issued: 50,000,000

Overallotment Shares: 0

Coupon: 4.80%

Face Value: $25.00

Cumulative: No

Qualified: Yes

Quarterly Dividend Amount: 0.30

Ex-Dividend Months: FEB, MAY, AUG, NOV

Approx. Ex-Dividend Day: 13

Payment Months: MAR, JUN, SEP, DEC

Payment Day: 1

S&P Rating: BB

III Rating (In Regards to Dividend Safety Only): B

Moody Rating: Baa3

Fitch Rating: BB

Egan-Jones Rating: NR