Bank of America, Floating Rate Non-Cumulative Preferred Stock Series I

Originally issued by Merrill Lynch

Coupon will float at a rate of 3 month Libor plus a spread of .75% with an overriding minimum of 4%





BML-G
BAC
NA
10/27/2004
11/28/2009
None
25,200,000
3,780,000
4.00%
$25.00
No
Yes
0.25
FEB, MAY, AUG, NOV
14
FEB, MAY, AUG, NOV
28
BBB-
B
Baa3