Bank of America, Floating Rate Non-Cumulative Preferred Stock Series 4 (4% Min.)

Originally issued by Merrill Lynch

Coupon will float at a rate of 3 month Libor plus a spread of .75% with an overriding minimum of 4%





BML-J
BAC
NA
11/15/2005
11/28/2010
None
9,600,000
1,440,000
4.00%
$25.00
No
Yes
0.25
FEB, MAY, AUG, NOV
14
FEB, MAY, AUG, NOV
28
BBB-
B
Baa3