Bank of America, Floating Rate Non-Cumulative Preferred Stock Series 2 (3% Min.)

Originally issued by Merrill Lynch

Coupon will float at a rate of 3 month Libor plus a spread of .65% with an overriding minimum of 3%





BML-H
BAC
NA
03/09/2005
11/28/2009
None
40,800,000
6,120,000
3.00%
$25.00
No
Yes
0.185
FEB, MAY, AUG, NOV
14
FEB, MAY, AUG, NOV
28
BBB-
B
Baa3