AmeriServ Financial Capital Trust I, 8.45% Benef Unsec Securities, Series A

Originally issued by USBANCORP

Ticker: ASRVP

Parent Ticker: NA

OTC Grey Market Temporary Ticker: NA

Issuance Date: 04/29/1998

1st Call Date: 06/30/2003

Maturity Date: 06/30/2028

Shares Issued: 1,380,000

Overallotment Shares: 0

Coupon: 8.45%

Face Value: $25.00

Cumulative: Yes

Qualified: No

Quarterly Dividend Amount: 0.528

Ex-Dividend Months: MAR, JUN, SEP, DEC

Approx. Ex-Dividend Day: 27

Payment Months: MAR, JUN, SEP, DEC

Payment Day: 31

S&P Rating: NR

III Rating (In Regards to Dividend Safety Only): C

Moody Rating: NR

Fitch Rating: NR