Huntington Bancshares Incorporated 6.875% Series J Non-Cumulative Perpetual Preferred Stock

Shares are fixed-rate reset shares. The coupon is fixed at 6.875% until 4/15/2028 at which point the coupon resets at the 5 year treasury plus a fixed spread of 2.704%. The coupon then resets each 5 years

Only redeemable on a dividend payment date