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Citizens Financial Group Inc. 7.375% Fixed Rate Non-Cumulative Perpetual Preferred Stock

Only Redeemable on a dividend payment date

Ticker: CFG-H

Parent Ticker: CFG

OTC Grey Market Temporary Ticker: NA

Issuance Date: 05/16/2024

1st Call Date: 07/06/2029

Maturity Date: None

Shares Issued: 16,000,000

Overallotment Shares: 0

Coupon: 7.375%

Face Value: $25.00

Cumulative: No

Qualified: Yes

Quarterly Dividend Amount: 0.461

Payment Months: JAN, APR, JUL, OCT

Payment Day: 6

S&P Rating: BB+

III Rating (In Regards to Dividend Safety Only):

Moody Rating: Baa3

Fitch Rating: BB

Egan-Jones Rating: NR