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Added Yield To Maturity Calculator

I have continually seen folks asking about yield to maturity calculations so I thought it was past time to have one on the website.

In the various menus you will see ‘yield to maturity calculator‘. This link will take you to the new page where your can check the various issues for returns.

I have recently found the calculator used and it seems to be a good calculator–please post a note here if you find issues–the best trial of something new is to have some folks use to see if it works correctly.

Spam Reporting Page

I have added a menu item in the right hand column menu for Spam reporting.

If you notice true SPAM (or you think it is true SPAM) please report it there. I will try to check that page a couple times a day.

I had a SPAM page before–but now I have put the link higher up on the menu. It has come up again in some comments–all I need is time to address those situations.

It is extremely rare that we have SPAM show up–and it is even rarer for long time posters to put a SPAM link in comments so I don’t expect we will see much activity on this page. If we have true SPAM it will be removed–non spam links will remain.

I thank everyone for not posting SPAM–it is a rare site that is SPAM free.

Working on Website Menus

As most of you have no doubt noticed by now I am doing some work on the website menus right now—nothing final, but trying out some options and seeing if they are beneficial.

The reason I have been working on menus is because many time I have read comments such as ‘thanks for the link–never knew that spreadsheet existed’. The current drop downs are not really visible.

After I decide something on menus I will be putting more efforts on the ‘search’ performance–we need more accuracy and understandability from that tool.

Just a Clarification

I just wanted to share that what I write on the website will now show up as from ‘Innovative Income Investor’ instead of my name. This is because Google News does not allow for an individuals name to show up on their Google News. So as a continuation of changes on the site I am making this change to get broader distribution of what I write and thus more traffic.

In my 16 years I have written 100% of the content on the sites (The Yield Hunter and Innovative Income Investor) and I suspect that will continue until the day I die (hopefully that is a long time away).

Some Changes Coming to the Website

So as we approach 2025 it is time for some changes to the website–paid for with the generous donations of all you folks–of course I am extremely grateful for the financial help.

Some of the changes won’t be noticeable by readers/users as they are small tweaks–some of which are more ‘behind the scenes’ or are so minor that many won’t even notice them. Others will be more noticeable—IF we can execute them.

A big one is for a rearrangement of the top menu. I haven’t been happy with the ability to select items on the top menu for years, but rearranging it means that the top part of the website will need to be rebuilt and that is technically a big deal. In the month ahead you will see some changes there.

Another big one is in the ‘search’ area. This has been discussed by many over the years–the functionality kind of sucks. The tech folks are looking into substantially improving this item. For instance adding a ‘radio button’ to indicate if you want to search just ‘comments’ made by others. Over the coming month or so you should see a big change in that area.

Another item that is less than satisfactory is the page load time on those areas with major traffic–like the Sandbox Page. Because those pages have thousands of comments the page load can be slow because the comments all have to ‘load’. Hopefully we can find a way to speed this up–it is being researched as I write.

Other items are simply to move data that is meaningful ‘above the fold’. When readers go to a page they like to see data the moment the page loads–not have to scroll down the page–so there will be some reformatting of pages.

The bottom line is that over the course of a month or two we will see some changes that will improve user functionality and satisfaction. As always if we make a change this totally misses the mark we will back out the change and try again.