Wintrust Financial Corporation 7.875% Fixed-Rate Reset Non Cumulative Perpetual Preferred Stock, Series F

Coupon will be fixed until 7/15/2030 after which it will be reset at the 5 year treasury plus a spread of 3.878%. Every 5 years there after the coupon will reset at the 5 year treasury rate plus the spread

May only be redeemed on a dividend payment date