Flipping and Dividend Capture Discussions

This quick note is to add a page for discussion for “flipping” issues and for “dividend capture” techniques.

We all discuss these types of things all the time so it is way past time to add a area for discussion for of techniques you use for “flipping” (a quick hold and resale for profit-or occasionally a loss) and for “dividend capture”–buying with the intent to secure a dividend and probably sell shortly there after.

553 thoughts on “Flipping and Dividend Capture Discussions”

  1. DDT is the perfect example of not buying and holding on spikes. I sold out a few days ago at $27.50 and got them all back today at $26.23 today. When you bank profits, it makes it mentally easier to hold if you reenter lower and it would sag more. SR-A scores yet again for me. Got in at 26.04 and 25.88 and sold yesterday all at $26.50. Hopefully it falls back into the buy zone soon again. I blew it on NSS this morning as it sagged into low 24.70s and I missed it, as it has already bounced back to its more normal $25 range.

      1. qxjm, I just follow the credit quality and price action within the relm of current interest rate sentiment, so everything is subjective. That being said, I personally wont buy at that price point. History shows you will in time get that shot again around $26. It always seems prone to spikes then fall backs.

    1. Bought back all my SR-A 1000 shares at 25.95/25.90 today after redumping yet again at $26.50 last week. I really like this sub 6% ute, but I had to trade it hard last few weeks to get this recent batch cost basis well under $25. Investing is part mental, and using my mental math, I can feel comfortable owning this if it drops further. Of course if it bounces high enough, bye bye again you go for the zillionth time.
      I have been doing this with C-N also, and was forced to sell some today as it went back near $27. I may not get another drop significant enough to repurchase so if it rises more, sadly the other big chunk will have to go at some point. As risk/reward being past call is too penal.

      1. Grid – I have a suggestion – I bet there are III’ers who’d love for you to get into the details of the math calculations and how you keep track of them over time when your trades “get this recent batch cost basis well under $25.” The reason I say this is that I don’t think you ever see that actual under $25 number show up on your brokerage account, right? It’s a number you have to track based on using your flipping profits to rejigger your actual cost, right? I mean right now in your example of your purchase of 1000 shares of SR-A, your broker’s always going to show your cost @ 25.95/90, but mentally you know your cost is under $25. how do you keep track of that number over multiple flips???? I know it’s not rocket science, but it might be worth sharing.. I’m always willing to suggest even more ways for you to share your winning ways here than you already do.. as if it’s not enough… ha

        1. Yes, that is why I said “mental math” which is fake and contorted. Basically I have done 3 recent 50 cent round trippers. They are close enough in time together, I consider it the “cost basis”. But its not, as unfortunately these all were done in tradeable account so I have STCP tax on these come filing time.
          Investing is part mental to me, so if this drops to $25 tomorrow, I wont feel like a loser buying them back, knowing I have had quick strike gains recently with them which would help salve the wound. If a few weeks ago, I bought in 25.80s like I did and just had held them down to $25, I would be ticked. But mentally I can handle it now after quickly trading them a few times. If it spikes up some again, and I cant get back in thats fine, there are others. I have sat this one out for 6 months before waiting for an entry point.
          My theory has been the general trend has been downward biased pressure, but they dont go down on a slide. Some issues like SR-A and C-N are putting up “fights”. And they have the liquidity to be able to exploit the trends either way in modest proportions.
          Like anything, it will work…until it doesnt….

    2. Was not familiar with NSS, but, upon examination, it looks to be a candidate for a spread trade with NS-A. Both are floating rate at this point, the floating rate is very close, the credit ratings are close (same for Moody’s, 1 notch different S&P), the spread fluctuates in a 10% range fairly often, and as an extra bonus, the ex dates are in a different month, making it a candidate for dividend capture as well. For flipping, NS-A has greater volitility than NSS, if you can time it right.

  2. Anyone privy to news on Southerly Hotels preferreds? Dividends were suspended at the onset of the pandemic but accrue. The three outstanding preferreds have had strong upside movement the past week, from about $16 to $19, with slightly increased volumes. The price increase may be due to an expectation that the common divvy will be reinstated requiring a catchup on the deferred preferred divs. It may be too late to get in or not. The common seems to trade from about $2 to about $2.5, and could be a better bet if an announcement to reinstate the divs was imminent. Thoughts?

  3. I used to flip SR-A, taking advantage of the ups and downs it used to have with some measure of predictability. That hasn’t been true (from what I can tell) for a year or so, so I’ve just sat happily owning it.

    In the last few months, and especially in the last few weeks, it has been going lower, right before ex-div (1/24), so I’ve been accumulating. Sure, the common got downgraded to neutral from buy, but that’s not a concern of mine. I haven’t been able to figure why it’s dropping a bit, other than (I suppose) the same thing that is happening to others, but still, SR-A, current yield near 5.5%, I’ll bite — a big bite. I hope I’m not being stupid…

    1. Got 200 shares for the div capture. Would’ve bought more if it went lower. Hard to tell if it’s a good play or just falling with the tide,

      1. Martin, I already executed my SR-A divi capture about 2 weeks ago, and am out the door. Sour market conditions throw another variable into these things. I did buy back some of my SB-D Thursday, in effect saving about 20 cents dumping pre exD and rebuying.
        SB update, things look great but clouds on horizon. Leverage end of 2020 was 66% with $616 million debt, now its 34% leverage with $418 million debt one year later. Preferred payments in past could eat up most of profits (if there were any) this past year they were 7% of total net income. However, dry bulk index has just flat out collapsed dropping 4% Friday and 36% in past month.
        Its basically back to upper 5 year end range which means one needs to keep a more active eye on things as this ultimately works its way through the income statement if it stays down.

        1. The thing about arb trades is they work no matter where the underlying price goes. Down markets tend to have more price divergence. So I’m still mostly invested, for better or worse. As long as there’s no bankruptcy I’ll be fine. I did add a little cash on the sidelines waiting for a crash, sometimes that works but most of the time it’s just sitting there doing nothing.

        2. I remember the crash of March 2020. Some days I would make $1000 on trades but lose 4 or 5000 in price drops. When the market bounced back my previous trade profits started showing up in the bottom line. Maybe it worked too well because now I aint afraid of no crash. Only a wave of bankruptcies scares me.

          1. Yes, volatility doesnt scare me either, because I have enough illiquids to exploit the liquid volatility. What should concern one in terms of awareness anyways, is a permanent “price rerating” of preferred securities.
            If ones model is to assume say a 2.5% 10 year, 4.5% issues might as well drop the par value as it wont anchor anything. I love looking at 1970s-1980s charts of 4%-7% IG $100 par preferreds. All of them mired in the $25-$50 range. . What a multi decade long ass whippin going on there with preferreds issued the previous decade! UEPEN still has never returned to par and it was issued over 80 years ago!

            1. Ah yes, the 1970’s. I graduated in 1979 and my first job was an accountant for supermarkets. I remember the owner of “Dan’s Supermarket” complaining about the interest on his bank loan which at the time was 21.5%!

  4. DHCNI

    I have been accumulating this one for a flip just under $22. It is very volatile in price as the coupon is low and the duration (for me) is long. It is also not IG, so it is the worst of all worlds in terms of buying the perfect bond.

    Still some time to put in some bargain basement bids if you it fits your needs.

  5. Of possible interest… AAIN’s ex-dividend date is not listed at MarketWatch or Yahoo Finance. (I didn’t check other sites.) The summary page at this site correctly lists the coupon at 0.375 but incorrectly states that the approximate ex-div date is the last day of the month. However, page S-8 of the prospectus says the Record Date is the 15th of the month prior, whether that’s a business day or not. January 15th is a Saturday, so presumably the ex-dividend date would be Thursday January 13th, but more experienced and informed investors here could convince me that the ex-div day is Friday January 14th.
    All that said, look at the closing prices (from MarketWatch) about three months ago:
    Oct 8 $24.99
    Oct 11 $24.97
    Oct 12 $25.55
    Oct 13 $25.70
    Oct 14 $25.47
    Oct 15 $25.25
    Oct 18 $25.05.
    If things go sideways, holding a senior note with a 6% coupon, bought near par and maturing in 2026 might not be so bad depending on your portfolio needs and individual preferences. Closing price today was $24.90.
    I do not currently hold any AAIN but I’m considering buying a small stake.

    Standard caveats: DYODD, your mileage may vary, etc.

    1. FWIW, Fido has ex date as 1/13. I’ve accumulated a modest amount buying under par. There were some brief, wild swings recently which another reader pointed out a while back, no clear reason, and I couldn’t take advantage of them.

    1. And now with vol of 127, it’s @ $28.51, bid 27.5 ask 30.05

      Nice rollercoaster and spread!

      This should be flip-able and profitable if enough volume

      1. Jbk back to $30, bid 29.0, ask 31.59.
        Grid: how many did u flip buying <$27 and selling @ $30?, or it was not you?

  6. All my flips for December are in the can for ’21. I am starting to build a team for January, I came up with these for possible candidates so far;
    BSA
    HTI-A
    NYMT-Z
    PEB-E
    RC-C
    RC-E

    As always DYODD on these because YMMV.

    I ended up buying 100 shs of the BSA yesterday. It stayed under par for most of the day. Coupon is a little lite, but need something to replace the muni CEF’s I just dumped and it has a clear exit if need be.

    I also bought some of the HTIBP at par, but not a lot for now. I wanted something that was in a different sector than some of my other pfs/bbs.

    I don’t want to get sucked in buying a bunch of shippers, mREITS, or energy related issues.

    1. I have RC-E and NYMTZ. Both are in the red. Hoping ex-div day gives me a better exit point for Z.
      Don’t understand why RC-E is .50 lower than RC-C.
      I like NYMTM better than NYMTZ. Below par now.

      1. Martin:

        RC-C is a busted convertible issue that the company can’t call and is very illiquid. I have traded in and out of it for the last year, booking trading profits every time.

        Most websites show share count of RC-C at 780,000, but it is much less – more like 335K left outstanding. Since it is so illiquid, so you would have to expect its share price to get whacky at times.

        Ready Capital offered to buy this essentially non-callable preferred back in May at $25, and some (43% of outstanding shares) did not tender. Ready is stuck with them for now unless they launch another tender offer – which might have to be higher than $25 to finally rid RC+C from its books.

      2. Martin, I found a new way to play SB preferreds. Just sell them and then buy them back the next day a quarter cheaper, ha.

        1. I do some of that too the number of shares i own varies somewhat based on the price. But I like the swaps better because I always own something. When trading on price movement there’s always the risk that you won’t get it back and I don’t want to lose these cash cows.

          1. Ha, yes that was my plan yesterday. But the ask jumped right when I was switching. It went down today so Im back in.

              1. I wasnt really around today, but I noticed SB preferreds didnt really trade today. Preferreds and trading are odd ducks for me, as I tended to stay in a segregated area. . After a helluva first 6-7 months, I largely spun my wheels for 3-4 months. And all the sudden December has been a very good month for me again despite rates ticking up.

    2. RE: BSA not sure if this helps or hurts your idea on BSA as a flip candidate but I own a lot of it based on this comment from the CEO in the last quarterly CC – “We also expect to fully deploy our excess capital in this fourth quarter which will likely involve paying down $125 million of our retail notes and repurchasing more than $1 billion of our shares which will collectively generate significant earnings accretion while reducing leverage.”

      And though I agree with you regarding the coupon being a little lite, it’s really not all that lite when you take into account its 10 year maturity….. It did lose its IG rating, but still it’s just below and obviously, they are in a position to have the cash to just take them out rather than having to refund them. I’d be comfortable to hold if they don’t call them and have owned aobut 1/2 of what I own long term, but I do expect a call to be announced this month based on the CC

      1. 2WR,

        BSA

        Yeah, I have heard the talk regarding this. I am under par so even when these types of issues get called there are some pennies to be had (happy mistakes). As long as they don’t go banko, easy to pick up some pennies at least at call or just sell em at par and move on. Or better yet, maybe they stick around for a while. I sold CUBI-E too early, but whatever still made some divvys and a small cg. Small ball is easier for me than the BIG ONE. ha ha

        I was looking for something that had minimal risk, and enough return versus the muni CEFs, I was holding that I sold. They were paying 4.50-4.70.

        1. Yes, I got off a lucky sale of CUBI-E at 25.80 today but then turned around a fat fingered sale at the bid side for about 1/3 the same amount when trying to put in a next tier offer above 26…. Still average price was probably about 35 cents above what we’ll get when it gets called on next available date… Again based on what management has said, that’s a foregone conclusion for 3/15.

          1. Well lets go party together and celebrate. I bought 500 shares of KTH Monday at $31.75 and sold them all today at $32.74. That is a white table cloth steak dinner for 2 flip for me!

            1. Well there you go! Good one, Grid, but old hat trading to you.. ha…. I also had an unusual score today on an unsuspecting nickel stacker, CBKLP. I know it’s not your game but somebody dumped a mere 470 shares today at as low as 99.25… I had standing bids below what I thought was possible that all got hit on the way down but I never imagined it could get as low as 99.25 so I missed out on the best of the best but still scored in the buying called bonds arena.. It went ex-div a day or so ago and is called at 100 on 1/1…. 99.25 is the equivalent of buying a $25 par called bond at 24.8125 2 weeks before it’s called or over 21% annualized!

              1. Ya whipped me good on CBKLP! bought a couple hundred basically minutes before I found out it was being redeemed at 101.75, and then sold at 101.50 next day. Please dont annualize my returns on that trade, ha!

    3. One of my large holdings is XFLT-A. It goes ex middle of next month. The share price has been steady and it yields a nice 6.25%.

  7. Dividend capture ideas for December

    BW-A 14th, wild lately
    SACH-A SCCB 14th
    ECCX/W/Y 14th
    PLYM-A 14th low YTC
    CIM-A/B/C/D 16th, I’m heavy into this one
    all Gabelli’s 16th, rarely move much
    NXDT-A 22nd, falling knife
    SITC-A CHMI-A/B 29th
    NYMT preferreds 30th
    AGNC preferreds 30th
    XOMAO/P SRG-A GBLIL 30th
    end of month not announced yet DX-C TANNI/Z LMRKP LFT-A LFMDP

    and many others I’m not following

    1. MG,

      Mo flips for December 2021

      ECCD 14th (new one)
      PFIFK, PRIFH 14th
      ICRPA 14th
      GECCM 14th
      OXLCO/M 16th
      SBBA 14th

      BTW MG, when I said Oscar the Grouch I meant that I like to dumpster dive for stocks/pfd/BB etc…Thankfully I don’t live in a garbage can or else I would be “mad” too. 🙂

      I also don’t do the price swing(s) as an investment style. More of a swing trader here. Not the 70’s kind…ha ha

      I would consider myself more “edgy”. YMMV

      1. I am doing a dividend capture on PRIF-K. It went ex-dividend today per TDA for .4083/share. TDA also says it goes ex-dividend again on January 7, 2022 for .3229. I skimmed the prospectus and it says dividends are on the Mar-June-Sept-Dec cycle. The prospectus didn’t say anything about a January ‘22 ex and payment date. Does anyone know if this is correct? Thanks.

        1. this first payment is short.
          https://www.sec.gov/Archives/edgar/data/1554625/000155462521000206/a20211005-prifk424b1.htm
          Pays 40 cents instead of 43 cents.
          there is no January dividend.
          You should have fun with TDA and demand the missing dividend in January…
          The other thing that is noticeable is that they have gone dark on press releases for their Preferred shares and no mention of dividends or even the new Series K.
          https://www.priorityincomefund.com/press-releases

  8. Big dividend capture on STRRP paying back dividends plus current div totalling $1.80. Hard to tell where the price will en dup as this one has been volatile in the past. Good for a taxable account to get Qualified Dividend against a Capital Loss if you hold it long enough.

    1. Thanks for this Martin. A new issue I had not come across before. Took a little nibble without knowing too much about them..to be deposited firmly in the highly speculative shoebox….located down beneath the sock draw.

      1. Not a new issue. They stopped paying cumulative dividends last year and now they are catching up with a big one. High yield speculative play.

    2. I took a small bite. Concerned with how far price will drop after the dividend. If price rises prior to the ex-date, I may sell.

    3. Hit the jackpot on this one. Which always brings up the question “Why didn’t I buy more?”

        1. Fidelty wont let me submit a Sell order for the opening. “The limit order is too far away from the current price. Please correct and resubmit”. $1.80 dividend capture but I can’t submit an order $1.50 lower. That’s a first.

    4. Martin, you will appreciate this. The ol backward flip trade today. Typically I buy something on a drop and look to flip, but this time it went backwards. I was looking to sell half my CNTHO stash, and I sold over 200 of them over $55 today. But then they immediately became back available at under $54 so I bought them all back and it goes exD tomm.

      1. The best trades are the ones you don’t plan for they just show up and you notice. The observer ready to pounce whenever prey appears.

  9. MNR-C trading $25.0x just ex-divd last week a potential flip / divd capture ?

    Was a Sam Zell buyout but then that got scuttled and now to merge with ILPT as on 11/8. Can be called Dec 12, 2021 due to change in control clause but a great buy if not called till merger actually completed mid-2022.

    1. >Can be called Dec 12, 2021 due to change in control clause.

      Its not a change of control until the merger completes.

      1. Implication being that you can essentially rely on knowing MNR-C will remain outstanding until the merger completes…. IMHO the risk is not call prior to the merger but that the merger doesn’t happen and interest rates rise in the interim.

      2. The merger PPT (link was posted on this board) showed that they were going to call the preferred, but did not specify when…

        The fact that it is trading $25.0x implies investors at large think it is likely to be called 12/12. If it does not get called that soon us buyers (at $25.0x) likely winners

        1. mS – well first of all, the time is already past for it to be called on 12/12 because of the required 30 day notice which I believe covers change of control as well…. Secondly, technically speaking, without giving an exact date (because it cannot yet be known), they have specified when C will be called – xerty was the first one to point this out and sorry I can’t provide the link, but, as mcg said, it will be called upon completion of the merger which will trip off change of control… Going by memory, I believe they’ve set a timetable range to be the first half of 2022… The exact date cannot be known exactly today, other than the day when the merger is completed and even then it most likely will still become subject to the 30 day announcement requirement. FWIW, I partially bot back today at 25.06 what I sold on 11/9 at 25.49. I think it’s a no brainer for C to remain outstanding at least until 3/15 for purposes of conservative calculations.

          1. 2WR, the investor presentation did indeed say that the transaction was expected to close in the first half of 2022, without further specificity. I picked up some at 25.40, so with the dividend, I’m OK so far. Assuming a call date of 6/15/2022, (perhaps optimistically), I figure a YTC of about 4.9% based on today’s close. Another parking space for the spare cash.

          2. Is there a required 30 d notice? Is that a requirement by SEC or other entity? I usually can find something like that in prospectus, but when I tried to read through that today, all I could find was “at any time,” IIRC. The press release said they expected it in first half of ’22, so it looks like it’s probably worth “stacking nickels.” TIA for further insights.

            1. As nhc said, that’s where it is, S-21…….. The notification time is almost always 30 days but there are exceptions – could be shorter (GDV-G is an example) or could be longer…. Most times there’s a range saying something like not shorter than 30 days or longer than 60, etc.

              And for trying to find where the language is in any prospectus, there’s always a section listed in the contents of the prospectus describing details of the type of issue being issued. For MNR-C prospectus, the table of contents lists “Description of the Series C Preferred Stock,” starting on p. S-17. You're also likely to see this info stated elsewhere as well, but as a timesaver, checking the Table of Contents will always bring you right to an area like this.

  10. Dividend capture ideas I’m watching for November

    AIRTP CDR-B CDR-C 10th
    PBI-B 19th
    Not much else until end of month
    Reit isssues for NLY MITT PMT AIC
    CTBB FGFPP PBC QRTEP STAR-I
    NS-A, -B, -C risky

    first week of december
    ATLCP IVR-B MFA-B

    1. CTBB has been callable since 9/1/2021. At least 3 Qwest preferreds have been called in the last 12 months, and CTBB is one of only two preferreds still outstanding. I believe there is significant risk in trying to flip CTBB for the December dividend of $0.40 versus the current price premium of $0.59.

      1. Thanks for the info. It’s low on my list I probably won’t buy unless it falls a few cents more. I’d risk a small loss on the odds that it’s called precisely in the few days I’d hold for the capture. More hesitant about the lack of upside when it’s pinned to par.

    2. Martin, only you could appreciate this. I flipped out of 400 or 500 (forgot already without checking, ha) SB-D for more SB-C and pocketed a 16 cent spread gain. Now I need C to overtake D down the road so I can get balanced back a bit again.

      1. Same here, Grid. Enough that I’m out of D completely and overloaded on C.
        Also – thanks much for the link to the Baltic Exchange Dry Index. Much appreciated.

        1. mbg, that chart is something else isnt it. Not a flat line chart is it? It is definitely worth watching to at least be aware of whats going on. We still have some breathing room, but Im keeping an eye on it.

          1. Now THAT’s volatility (for the month and year).
            Yes, it’s definitely worth watching, so I bookmarked it.
            I checked their forecast. They expect it to be higher, but only to 3,282 by next November. We’ll see … I suppose that’s why they say surprises move the market, Grid.

      2. I previously took the 7 to 9 cent gain. Miss the bigger gains get twice as many smaller gains, no harm no foul. Dumped a couple hundred shares too. For other short term plays, several div captures coming up and NYMGV. And got stuck with some RC-E I bought because it fell, now it keeps falling.

    1. Too volatile for me. I don’t like div captures on issues that bounce around a lot. Makes it hard to tell if the div capture strategy is working when it’s drowned out by other factors.
      Of course it could work out for you, just not my style.

  11. Anyone up for dividend capture on SLMNP? Someone is selling it for $1007 today, and it goes ex-div @ $15 tomorrow.

        1. Not sure how it can be trading normally. Do you see a bid and ask? I sure don’t. Closing only. This is ally.

            1. Schwab is more enlightened than others. The two I follow are KTBA and SLMNP. No bid or ask..but I can see trades. Also can enter buys and sells. Easy execution.

    1. To answer your question, No I didn’t buy any more because of the downside price risk due to the delisting nonsense. I already have a position in SLMNP and I’ll gladly dump some of it if the price pops enough on ex-div. Not letting go too cheap.

  12. CIM-A fixed 8% priced for a call but not called at the first opportunity. So I bought it with loose cash as if it were part of my sweeps fund. Positive YTC and worth 8% for every day it’s not called. Don’t see downside risk until lesser CIM- issues fall from above par.

  13. More divis in the bank coming from SB. I just bought some more C at $25.35 market open.
    MONACO, Oct. 08, 2021 (GLOBE NEWSWIRE) — Safe Bulkers, Inc. (the “Company”) (NYSE: SB), an international provider of marine drybulk transportation services, announced today that the Company’s Board of Directors has declared:

    a cash dividend of $0.50 per share on its 8.00% Series C Cumulative Redeemable Perpetual Preferred Shares (the “Series C Preferred Shares”) (NYSE: SB.PR.C) for the period from July 30, 2021 to October 29, 2021;

    a cash dividend of $0.50 per share on its 8.00% Series D Cumulative Redeemable Perpetual Preferred Shares (the “Series D Preferred Shares”) (NYSE: SB.PR.D) for the period from July 30, 2021 to October 29, 2021.

    Each dividend will be paid on November 1, 2021 to all shareholders of record as of October 22, 2021 of the Series C Preferred Shares and of the Series D Preferred Shares, respectively. Dividends on the Series C and D Preferred Shares are payable quarterly in arrears on the 30th day (unless the 30th falls on a weekend or public holiday, in which case the payment date is moved to the next business day) of January, April, July and October of each year.

    1. Isn’t that the normal quarterly dividend?
      There’s swapping between the SB’s, there’s upcoming dividend capture, and there’s moving in and out on price movement. Lots of moving parts for stacking nickels. My limit orders typically get filled in small quantities when they get filled at all.

      1. Ya, they just declared it. They always declare late. I flip maybe 2-3 times a quarter. Im not as vigelant I need a quarter or so to bother. Plus I got imbalanced with too many D and not enough C, so I got more C today. As you know, you cant switch if you dont have any to switch from, ha.

        1. That’s why I like to trade in small increments. Started swapping NRZ-B for NRZ-D at a 12 cent difference. Good thing I only traded a small amount, so I could swap more at 20 cents. Even then I was all out before it peaked so I just bought more.
          Whatever did I do back in the stone age when they charged commission? Avoided small trades so the fees wouldn’t add up.

  14. NRZ-D down on increasing volume. Underwriters closing out their position?
    24 cents lower than NRZ-B after it had been at least even and rightfully so. Partial dividend capture next week. I loaded up for the capture, for the swap into another NRZ-, or to keep some of it for awhile.

          1. NRZ.D is the clear winner though with that float rate plus 5 year treasury. 3 month libor is absolute garbage. Just compare the two today. At reset there is a good chance it will pay more then it’s temp fixed rate if I did my guess correctly. A and B.. the year 2024 is not terribly far away. Almost into 2022 now.

            Great post by the OP. I bought some. Not sure how comfortable I am holding long term but it should be ok for a bit. I missed a couple of chances of buying this for less so might as well take advantage today for a bite sized piece.

      1. I need to correct my post–8% is yield to worst. Tim, if time permit could you add NRZ-D to the master list? Thanks.

      2. NRZ-C has lower yield and lower floating rate. Only advantage is it’s so far below par it has less call risk and more potential upside if they all move up. I haven’t been including it in my rotation lately.

  15. Dividend capture possible with PEB-E and PEB-F. They are ex-dividend tomorrow and are trading slightly under $25. The coupons are around 6.30% and they have a newly issued preferreds trading at $26.05 (G with 6.38%) and $25.01 (H at 5.70%)

    1. Thanks for the tip on that, bought at 24.94 and sold yesterday for 25 plus the div. Nice flip, especially in an IRA!

  16. I’ve been catching the knife dropping on CLDT-A
    It’s ex-div tomorrow .48 and the last trade is 25.39.
    If bought at 25.39, you basically buy the 6.625% preferred at under par.
    Just a thought

  17. TDS-V the 6% coupon was issued August 10 and I bought an oversized position at $24.9x. Flipped to sell half near day highs $25.9x as intended. Aim to hold the rest past a few dividends and likely when it trades higher….

    Would appreciate knowing what others holding this or similar consider a ‘good flip amount’ to sell an oversized buy near or below par soon after issued…

    1. We hold both TDS-U and TDS-V and aren’t letting go of any of it. Can’t see any reason why – but then again, they weren’t purchased for flips. Plan to cash those 6-6.625% initial stated yielders for at least another 4yrs since anything with those yields and some quality to it is so hard to come by nowadays. Once they get about a year out from 1st call, we’re betting that they can be unloaded and you can book the rest/a majority of that last year’s dividends and move on. Then again, there is a lot of runway between now and then – so who knows. QDI is also a big draw and we’d be looking to add on dips into the 25.30’s or lower if the financials are still looking good.

    2. I have an overweight position in TDS-V, and plan to hold it long term. Given the current low interest rate arena, it is one of the few recent new issues with a 6.0+% dividend. And, I do not expect many new quality preferred stocks to be issued in the 6.0% range in the foreseeable future. Although it is just below investment grade, I believe that it is a quality stock and one that I am comfortable holding onto.

  18. NYMPT fell a dime below stripped par on high volume with ex-div coming up. Sold NYMTL and bought twice as much P.
    Swapped some NRZDP for NRZ-A at 25.36. Was hoping for a bigger gain but this looked like a favorable exchange.
    Wild things happen in big down days.

    1. I sometimes worry I am too wise for my own good. so. Opinions sought!

      PSEC A. on 9/20 s&P rating changed from neg to stable. BB

      b. today @ 23.67 @1500 or so

      c. x div 10/10 pay on 11/1, 5.35%

      d) bought @24.00

      e) smile to the bank or run & hide?

      Bill O

      1. Bill,
        Our preference is to play this with a PRIF holding such as PRIF-G (we own).

        Here are some reasons why, just to consider:

        – Take a look at the common on PSEC. Over the past ~14yrs, the price has been cut in half despite markets having rocketed higher. Tells us alot about management, or the possible lack thereof.
        – PRIF has term preferred offerings, so you can limit some exposure to rate risk with long dated bbonds or perpetual pfd’s.
        – PRIF offers ‘protection’ of a 200% asset coverage ratio requirement.
        – Prospect Capital Management is the investment adviser for Prospect Capital Corporation (NASDAQ: PSEC), one of the largest business development companies in the industry, as well as an operating member of the registered investment advisers of Priority Income Fund, Inc., and Prospect Flexible Income Fund, Inc.
        – PSEC-A recently came to market and is down 5.3% below par. PRIF-I recently came to market and it’s sitting slightly above par. There are reasons why this is the case and we think it has a story behind it, not just that PSEC-A is offered at a lower yield.
        – etc…

        Just some thoughts. Good luck whichever you end up going/sticking with.

        1. A4I:

          What exactly is the Priority Income Fund? Best I can tell is that it is a $700+ million registered, non-traded closed end fund comprised of loans (CLOs)?

          This non-traded fund issues preferred stock to goose its returns and pay high dividends to its investors? How does an investor buy and sell shares in the Priority Income Fund?

          Thanks!

      2. Bill O, I share your concern. Not sure what I was thinking when I bought the stock. But, I am currently planning to hold until after the 1st dividend payment and hope for a bounce in the price. Then I will make a determination of whether to hold or fold.

  19. CEQP- popped a lot last week over $9.70 so I dumped half and bought most of them back at $9.48 today. Somehow I see it recovered back to $9.66 at close. Might have to consider selling some again, ha.
    Doubt its a flip but I bought an entry position of common ALX at $253.75 of 50 shares today as a divi yield chase. Basically its owned by VNO and CEO. Bloomberg better never leave that building they own or it wont be pretty for ALX. Anybody else watch this reit?

    1. I bought ALX two weeks ago and also a little more last week. I did not buy ALX for flipping, I bought it hoping to have a rising dividend over time. I hope that it works out that way, but there might be some retail problems that make that difficult. If there is an announcement that Bloomberg is leaving, it will get ugly for ALX. I am hoping that is not going to happen, but I have no insight on what Bloomberg will decide. Glad to see you consider these type of investments beyond fixed income securities.

      1. Xyx, I think its leased until 2029, so no stress near term with it anyways. The whole outfit is ran by VNO management and has voting control also.
        Is it better than owning VNO? I dunno that either. I just recently reentered VNORP at $80, so I guess I own them both for better or worse.

  20. This is about flipping and profiting but not necessarily dividend capture.
    This one is over and done with and I have moved on. But a example of picking up pennies and dimes using a stock that is being bought out. Maybe next buyout offer on MNR would work the same.
    08/24/2021 07:00:55 Bought 500 LMRK @ 16.15
    08/25/2021 09:35:59 Sold 500 LMRK @ 16.25
    08/26/2021 13:56:02 Bought 1000 LMRK @ 16.16
    08/30/2021 10:24:53 Sold 1000 LMRK @ 16.30
    09/01/2021 09:27:40 Bought 1000 LMRK @ 16.21
    09/02/2021 09:35:11 Bought 1000 LMRK @ 16.20
    09/02/2021 12:24:48 Sold 1000 LMRK @ 16.32
    09/03/2021 13:09:19 Sold 1000 LMRK @ 16.3201

    1. That’s why low yield on an imminent call isn’t so bad. They trade in a predictable range make a few trades and your 2% YTC becomes like 10% or so.
      Surprised all of your trades are round numbers. I get plenty of partial fills when using that strategy. But then I’m bold with my limit order prices.

  21. For the SB-C and -D holders:

    Good opp now to flip the C for the D:
    Ask on D is 25.50 (bid 25.41)
    Bid on C is 25.56 (ask 25.68)

    Maybe you’ll even get some price improvement

    1. Good flip if I weren’t already flipped.
      I get greedy with limit orders looking for more than 6 cents. Or I’ll trade a small amount to see if I get price improvement before doing more.

  22. “With no income from CAI just this quick flip profit, theoretically, does it matter that it issues a K-1? Am I saddled with waiting for a K-1 to arrive before I can do taxes”

    All the boxes in the K1 should be blank in which case you don’t need to file it. However, in some rare cases it won’t be blank. So, yes you need to wait for the K1. Or you can file you taxes and if you get unlucky and the K1 isn’t blank, then file an amendment.

  23. Dividend capture ideas for September
    BW-A EP-C Tuesday 14th.
    CIM-B, -C, -D 16th. I loaded up on B adding whenever it’s the lowest priced
    GDV-G 17th. and many other Gabelli’s. small gains.
    STL-A 23rd. bank

    due soon, not yet declared
    SACH-A SCCB TFSA JMPNZ OXSQL

    many at end of quarter. I’m following
    SRG-A 29th
    FRGAP 30th
    NYMTM, N, P. I like P higher rate and fixed but limited upside it’s callable.
    AGNCP, M, O. modest yield to call.
    XOMAO, P. wild lately.
    CAI-A, B. issues K-1.
    LFT-A
    DX-C
    AFINO, P. high price, seems to be holding.

    1. Martin, the baby bonds you have there are never declared by companies. Its just whenever they are posted on brokerage sites. Baby bonds are legally binding payouts and no declarations are needed. Capital stock traditional preferreds do need board declarations.

      1. I don’t know what the ex-div date is until somebody lists it. I said “declared” but that’s not what I meant. You’re not a mind reader?

      2. Record dates for bonds are in the prospectus, and only vary if they land on a weekend.
        e.g. here is SCCB’s.
        Regular Record Dates for Interest
        March 15, June 15, September 15, and December 15, beginning June 15, 2019.

    2. Martin – I try to avoid K-1’s completely…. How/why should CAI-A, B be subject to a K-1 and how is one to have known that in the first place? On the surface, structure wise, it doesn’t automatically fit the mold does it?

      Also as a very naive question from a K-1 hater, I owned CAI-B for a total of 5 days only – bot at 25.32 and sold at 25.70 on 8/26 and 8/31….. With no income from CAI just this quick flip profit, theoretically, does it matter that it issues a K-1? Am I saddled with waiting for a K-1 to arrive before I can do taxes just because of this one time quick flip? I figure I should already know this stuff, but I really haven’t a clue.

      1. My mistake I confused it with something else. I’m hyper focused on the numbers I use and don’t pay enough attention to other pesky details. CAI is low on my list of issues I follow.
        Between you and grid I got a D on this essay.

      2. The IRS computer matches what is reported to it to what the taxpayer reported. ANYTHING that is reported to the IRS that doesn’t match what the taxpayer reported could easily be flagged by the computer. I try to report everything that is reported to the IRS to avoid receiving notices from them asking me to report it.

        However, I did find this to help with your question. Go to the bottom if you hate reading.

        “First, it’s not unusual for income that is reported on Schedule K-1 to get reported to you later than other tax forms. The entities that generate these forms are generally on the same calendar year as you are, so they need time to prepare the returns and get the forms to the beneficiaries. Since this is an inheritance, an estate return would need to be filed first.

        As for whether you need to amend your return, it will depend on what is on the Schedule K-1. A Schedule K-1 is a reporting form which will report to you the items of income generated by the estate which are normally distributed to the beneficiaries. This can be a broad range of income depending on the assets of the deceased person. If they had substantial investments, the K-1 will report your share of interest, dividends, and capital gains, plus any associated deductions. If the deceased owned rental properties or a business, the K-1 will also report your share of the income from those activities.

        If the income items on the Schedule K-1 are sufficiently large, they will generate additional taxes due on your individual return, which will require you to amend the return. It is also possible that the K-1 items may generate a refund for you. You will want to “run the numbers” to determine the effect the additional information will have on your taxes. If the amendment shows little or no tax due (under $100), you generally do not need to file the amended return. A larger liability would require you to amend. Generally, the omission of income reported on Schedule K-1 from your return will generate an IRS notice regarding the missing income if it is substantial enough to generate a tax liability. If you wait for a notice to be issued, it can result in substantial penalties and interest being assessed in addition to the taxes due.”

        https://www.taxaudit.com/tax-audit-blog/do-i-have-to-amend-my-tax-return-when-i-get-my-k-1

      3. On a related note, anyone who owns Compass diversified will be getting a 1099 for their payments in the future.

        1. On CODI the common, you will be getting a 1099. On the preferreds, I would expect the same thing but I don’t recall those securities being specifically discussed as part of the “tax conversion” that CODI recently completed and had discussed on earnings calls.

          I would guess they will also be 1099 DIV payments beginning with the conversion date moving forward.

      4. “With no income from CAI just this quick flip profit, theoretically, does it matter that it issues a K-1? Am I saddled with waiting for a K-1 to arrive before I can do taxes”

        All the boxes in the K1 should be blank in which case you don’t need to file it. However, in some rare cases it won’t be blank. So, yes you need to wait for the K1. Or you can file you taxes and if you get unlucky and the K1 isn’t blank, then file an amendment.

  24. PRIF-H looks like the initial dividend is $0.60 with an ex dividend date of 9/14. It’s trading at $25.01 ask and looks like a good dividend capture

    1. Fred, Thank You.
      I picked up 200 shs at 24.99 and trying to buy 300 more shs for 25.
      After the .60 dividend, The issue is a value at 24.40 after ex date.

    2. PRIF-H – the dividends are only partially QDI and even include some return of capital. Also, a bit poorer than many others on the transparency scale as the issuer parent does not list or trade public.

      It’s cousin PRIF-J with same 6% coupon and not due till 2028 trades even lower at $24.8x. Isn’t this better than PRIF-H?

      1. The J shares were just issued in August and I do not believe they are paying a dividend in September

        1. Prif-j prospectus:
          Quarterly dividends are scheduled to be paid on March 31, June 30, September 30 and December 31 of each year, commencing on September 30, 2021.

          I decided to pick up some of h and j.

    3. Fred: I have a few shares of PRIF-H but I thought they only paid $0.375 ? If they are paying more than that may I ask where you found that information ?

      1. The first Dividend Period for the Series H Term Preferred Stock will commence on the Date of Original Issuance and end on, but exclude, September 30, 2021.
        I believe original issuance was beginning of May, so this one is 2 months extra long.

        1. The Date of Original Issue is May 6, 2021 And Bill, in answer to your “where” question, when in doubt always start with the prospectus…. Of course you do sometimes have some problems finding what you need because like this one, they didn”t put the Date of Original issue info in the same place as they put the first dividend date into – all, naturally for your convenience’s sake…….

          1. Not sure if it was you 2WR but I have both the H & I for several weeks now. Why they delayed payment and Irish is saying J will pay first qtr. is odd

  25. QTS-A with a 7.125% coupon a decent divd capture play?

    Parent QTS being acquired by Blackstone but unsure when they can call this befoe its call date in 2023.

    1. mSquare – have you read the merger press release or any of the merger docs? A token amount of due diligence goes a long way.

      1. My reading suggests they can and likely will call QTS-A due to the buyOut but not 100% sure as to the when…

        If they Call it Oct 1 with a 30 day notice, you still get the next dividend

          1. Assuming QTS-A is called 8/31 then one should expect 2/3rd of the dividend i.e. past 6/29 last ex-divd date ie about $0.31 or is it after last dividend paid 7/15 so only half a quarter so $0.22-ish?

            Either way, a bit more than $25.1x you could have bought it for today.

          2. M could you clarify or show a link supporting that?
            I read the original prospectus that says at close of change of ownership or delisting of shares on all exchanges stock is listed on they have 120 days to redeem the preferred at par plus any unpaid dividends adjusted from date of payment.
            I also looked at the merger announcement by Blackstone and it says QTS A &B will be delisted on all exchanges at close of merger. But I don’t see the words “redeemed, called” etc.
            My WTREP has been delisted but they haven’t announced a call on them yet.
            So where does it say my shares have been called?
            I am still learning here and not sure how to research this

          3. How can they Call without the mandatory 30 day notice? How can change of control clause bypass a rule that is not theirs to change?
            Not that I’m complaining. If you bought below stripped par today you’d actually have a higher YTC the earlier it is called.

          4. My QTS-A shares didn’t get redeemed today. Do I need to actively claim it like in a tender offer? One of the press releases seemed to suggest that, though it isn’t a tender offer it’s a redemption.
            I’m beginning to see why people sell this delisted crap at a loss. Nobody knows what the hell is going on.

            1. Martin – I’m relying on what IR told me that if you owned QTS-A you didn’t have to do anything to get paid the amount of 25.23xxx that they published…It will be done automatically. It’s not surprising imho that we weren’t paid today just because of red tape, but no question I’m keeping a close eye on what happens next… I’ll even wait thru tomorrow though before questioning.

            2. No, you don’t. Its a merger redemption- you’ll get it tomorrow probably. I already had one broker pay out.

            3. Martin TDA cashed me out today and even charged me a fee.
              Wonder what that was for.
              Now have to look for something else.

  26. AQNU Algonquin power is ripe for a flip and/or dividend capture. Down 77 cents today with x-div on the 31th.

    1. Extremely low coupons don’t make the best dividend captures. I’d be more interested in why it fell, that could be a reason for a flip. I generally avoid mandatory convertibles too, they’re tied to the common stock price.

      1. Martin:

        AQNU is not an extremely low coupon. You are being paid 7.5%+ to wait for 3 years to see if AQN advances. AQN is one of the few utilities which has a huge renewables business.

        I own a very small position in AQNU.

        1. Not necessarily. You’re getting paid 7.5% to wait and are exposed to AQN price action in the interim both higher and lower. Mandatory converts usually trade at fair value of the common so you should buy whichever one is trading at a discount to the other. I’ll agree that mandatory converts make bad dividend capture trades.

    2. AQNU is a mandatory convert. If the common goes lower the AQNU would go down in proportion – especially below $15. So risks a ‘normal’ preferred does not have…

      Unless you love the company (common stock), you may be better srved by looking at the company’s AQNA or AQNB with yields of 5-6%

      1. for what it’s worth – AQN is almost universally loved by CDN PM’s as an excellent combination of a utility and green energy company. Full disclosure I’ve held common for years with excellent results and also pref’s. They did recent hybrid equity unit issue for future expansion which caused drop in price .

      2. Here are some quick numbers on AQNU vs AQN. If the stock trades up 25% over the next 3 years till maturity to $19.49 your return on the common will be 38.16% (including dividend but not dividend increases), while your return on AQNU would be 28.18%. On the downside if the stock falls 25% to $11.69 your return on the common would be -11.84%, while your return on the convert would be -1.37%.
        If the stock is flat your return would be 13.16% (3 years of dividends), while the return on the convert would be 20.13%.
        Depending on your view of AQN and your current risk tolerance, AQNU is an attractive alternative in a flat or down scenario, while AQN would be a better alternative on the upside.

        1. Chris…I calculate the flat return on AQNU as 23.25% (7.75% per year x three years). What am I missing?

          1. First, you’re buying the convert at $51.30 so the yield is 7.55% * 3 or 22.66%. Secondly, If the stock doesn’t move the convert will be converted into common shares equaling the equivalent of $50 (3.20718 shs), so the convert will get 22.66% in income but lose 2.53% in principal for a total return of 20.13%.

            1. None of the previous comments take into account the 1.18% note included with AQNU. Should this note be considered in the calculations ? Thanks.

              1. It is buried inside the 7.5% coupon.

                as an FYI. here are the dividends coming up with ex-dates next week.
                CUSIP SEC TYP TICKER RATE EX-DATE PAY DATE and days from ex-date to pay date
                210518304 PREF CMSprB 1.13 20210903 20211001 28 CONSUMERS ENERGY CO PFD $4.50
                Y2687W116 FPRE GLOPPRA 0.54 20210907 20210915 8 GASLOG PARTNERS LP PFD UNIT SER A
                G9078F123 FPRE TRTNprA 0.53 20210903 20210914 11 TRITON INTL LTD 8.5% CUM RED A
                Y2687W132 FPRE GLOPprC 0.53 20210907 20210915 8 GASLOG PARTNERS LP 8.50 PFD UNIT C
                Y2687W124 FPRE GLOPPRB 0.51 20210907 20210915 8 GASLOG PARTNERS LP 8.20% PFD UNIT B
                G9078F131 FPRE TRTNprB 0.50 20210903 20210914 11 TRITON INTL LTD 8% PFD CL B
                78442P502 PREF SLMBP 0.46 20210902 20210915 13 SLM CORP PFD SER B
                G9078F149 FPRE TRTNprC 0.46 20210903 20210914 11 TRITON INTL LTD RED PERP PFD C
                G9078F206 FPRE TRTNprD 0.43 20210903 20210914 11 TRITON INTL LTD RED PFD SER D
                G7293H189 FPRE PUKprA 0.41 20210907 20210923 16 PRUDENTIAL PLC PER SUB 6.50%
                368802401 RICP GAMprB 0.37 20210903 20210924 21 GENERAL AMERN INVS INC PFD B 5.95%
                29452E200 PREF EQHprA 0.33 20210902 20210915 13 EQUITABLE HLDGS INC DEP SHS RP PFD A
                39138C809 FPRE GWLOF 0.29 20210901 20210930 29 GREAT WEST LIFECO INC PFD 1ST F 5.9%
                29452E408 PREF EQHPRC 0.27 20210902 20210915 13 EQUITABLE HLDGS INC 4.300% DEP PFD C
                51925D825 FPRE LBprH 0.20 20210903 20210915 12 LAURENTIAN BK CDA QUE PFD SHS SER 13
                Press any key to continue….Detail REIT’s
                46131B407 REIP IVRprB 0.48 20210902 20210927 25 INVESCO MORTGAGE CAPITAL INC PFD-B FX/FLT
                46131B506 REIP IVRprC 0.47 20210902 20210927 25 INVESCO MORTGAGE CAPITAL INC RED PFD SER C

                REIP= REIT Preferred
                FPRE= Foreign Preferred

                and here is the list that go ex- on Tuesday
                62886E207 PREF NCRRP 13.75 20210831 20210910 10 NCR CORP NEW 5.5% PFD CNV A
                00850L203 PREF AGRIP 1.72 20210831 20211001 31 AGRIBANK FCB NON CUM PFD FX A
                30767E406 PREF FCTXZ 1.69 20210831 20210915 15 FARM CR BK TEX PFD SUB CLB S2
                G6095L117 FPRE APTVprA 1.38 20210831 20210915 15 APTIV PLC 5.5% CNV PFD A
                48251W401 PREF KKRprC 0.75 20210831 20210915 15 KKR & CO INC 6% MCONV PFD C
                30259W203 PREF FGFPP 0.50 20210831 20210915 15 FG FINANCIAL GROUP INC 8% PFD SER A
                032359846 PREF AFSIM 0.48 20210831 20210915 15 AMTRUST FINL SVCS INC DSHS 1/40 PF E
                032359705 PREF AFSIC 0.48 20210831 20210915 15 AMTRUST FINL SVCS INC DEP 1/40 SR-C
                032359887 PREF AFSIP 0.47 20210831 20210915 15 AMTRUST FINL SVCS INC DEP SHS PFD
                032359507 PREF AFSIB 0.45 20210831 20210915 15 AMTRUST FINL SVCS INC DEP 1/40 PFD B
                032359820 PREF AFSIN 0.43 20210831 20210915 15 AMTRUST FINL SVCS INC DSHS 1/40 PF F
                032359408 PREF AFSIA 0.42 20210831 20210915 15 AMTRUST FINL SVCS INC PFD SER A
                48251W302 PREF KKRprB 0.41 20210831 20210915 15 KKR & CO INC 6.50% PFD SER B
                7591EP886 PREF RFPRE 0.40 20210831 20210915 15 REGIONS FINANCIAL CORP NEW DEP SH PFD SER E
                03768E303 PREF APOprA 0.40 20210831 20210915 15 APOLLO GLOBAL MGMT INC 6.375% PFD SER A
                03768E402 PREF APOprB 0.40 20210831 20210915 15 APOLLO GLOBAL MGMT INC 6.375% PFD SER B
                7591EP506 PREF RFprB 0.40 20210831 20210915 15 REGIONS FINL CORP NEW DEP SHS PFD B
                989701859 PREF ZIONO 0.39 20210831 20210915 15 ZIONS BANCORPORATION DEP 1/40TH PFD SERIES G
                860630706 PREF SFprB 0.39 20210831 20210915 15 STIFEL FINL CORP 6.25 DPSHS PFD B
                860630870 PREF SFprC 0.38 20210831 20210915 15 STIFEL FINL CORP DEP REPSTG SER C
                045487204 PREF ASBprE 0.37 20210831 20210915 15 ASSOCIATED BANC CORP DEP SHS PFD E
                88224Q305 PREF TCBIO 0.36 20210831 20210915 15 TEXAS CAP BANCSHARES INC 5.75% DEP PFD B
                045487402 PREF ASBprF 0.35 20210831 20210915 15 ASSOCIATED BANC CORP 5.625 DP PF SR F
                712704204 PREF PBCTP 0.35 20210831 20210915 15 PEOPLES UNITED FINANCIAL INC PERP PFD SER A
                045488608 PREF ASBprD 0.34 20210831 20210915 15 ASSOCIATED BANC CORP WIS DEP PFD NONCUM D
                06053U601 PREF BACprM 0.34 20210831 20210927 27 BANK AMER CORP 5.375 DEP PFD KK
                947890505 PREF WBSprF 0.33 20210831 20210915 15 WEBSTER FINL CORP CONN DEP SHS RP PFD F
                06055H202 PREF BACprN 0.31 20210831 20210917 17 BANK AMER CORP DEP SHS PFD LL
                89346D727 FPRE TSLTF 0.26 20210831 20210930 30 TRANSALTA CORP PFD-E
                007924509 FPRE AEB 0.26 20210831 20210915 15 AEGON N V PERP CAP FLTG RT
                98973A104 PREF ZIONP 0.26 20210831 20210915 15 ZIONS BANCORPORATION PFD 1/40 SER A
                85513Q202 PREF STRRP 0.25 20210831 20210913 13 STAR EQUITY HOLDINGS INC PERP PFD SER A
                842243206 PREF SBNCM 0.23 20210831 20210915 15 SOUTHERN BANCSHARES N C INC PFD CV B
                842243305 PREF SBNCN 0.23 20210831 20210915 15 SOUTHERN BANCSHARES N C INC PFD CL C

            2. Ok…got it. Wasn’t sure if you were quoting from the prospectus or not.

              I like the coupon and three years of call protection.

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