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Buy More, Hold or Sell

As most everyone knows REIT Hudson Pacific (HPP) suspended their common share dividend today. The preferred share dividend remains intact.

If you own the 4.75% perpetual preferred (HPP-C) you may be wondering what your next move is–and everyone has their own way of handling bad news from company’s that they hold a position in. The preferreds reacted today with heavy volume of 161,000 shares changing hands and closed down 43 cents at $12.52. Being a low coupon issue shares have been relatively weak all year– the credit ratings of the company have been downgraded this year–the preferred is way down at a B rating from S&P–darned junky.

I don’t have any shares of this preferred issue–and try to avoid ever owning junk like this, but sometimes folks buy a ‘bargain’ that turns out to be a junkier than anticipated and they are ‘stuck’. Some folks may determine shares are a great buy/speculation right now and initiate a new position. Others might average down and buy more shares—but if you are like me you would be out right now—any sign of trouble and I am out and booking a loss if necessary. I personally find no real reason to sit and worry about any given security and in this case I think it might be a year or two before HPP gets the ship righted.

I exit and simply move on from either troubled company’s or from those that might experience a delisting—most recently this happened with insurance company Enstar (ESGR) which is being acquired. I owned shares in the 7% preferred (ESGRO) and exited them immediately on the announcement @$23.83 taking a small 12 cent capital loss. Shares are now at $20.28. While dividends will likely continue to be paid I simply do not want to own delisted shares.

So that is how I handle these situations–how do you handle them?

B Riley Extends Terms

Once again B Riley has negotiated to have terms of their debt terms changed to extend the time available for filing financial statements. The company could have been found in default on some loans because they have not filed within the 45 day covenant limit after the end of the quarter.

The company had received a notice from NASDAQ for not timely filing the financials.

This is a real mess and one short seller mentioned that baby bonds would go to zero if the company files chapter 11 since assets are pledged for more senior securities. Extreme caution is necessary with this mess.

Did You See These News Items?

A few items of special mention in the news of late.

As most of you know giant Net Lease REIT Realty Income (O) has made a call on all shares of their 6% perpetual preferred (O- or OPR or O.PR etc., etc.). The call is for 9/30/2024. These preferred were from the old Spirit Real Estate acquisition and it is no surprise that O would call them.

Carlyle Credit Income Fund (CCIF) has sold some term convertible preferred shares in a private deal. The shares carry a 7.125% coupon and are redeemable in 2029. At the same time CCIF announced a direct placement of common shares. Each of the deals has net proceeds in the $11 million area for total proceeds of around $22 million. No surprise in this deal. CCIF is a smaller CLO CEF and they needs to continually raise new funds to buy more CLOs.

Lastly LuxUrban Hotels (LUXH) had to restate their earnings (losses) for the quarter ending 3/31/2024. This company is a mess–and I would guess a potential bankruptcy candidate. The company’s restatement took their net income to a minus $42 million–much worse than the previous loss reported of $17 million. The common shares now trade at 7 cents and amazingly the perpetual preferreds trade at $15. The preferreds should trade around $4-5, and likely will when they finally suspend the dividend which is bound to happen eventually. RECALL that this issue required LUXH to escrow 18 months of dividends–so the issue date was 10/2023. I guess folks are staying until the last moment (in April, 2025).

I Am Out of Enstar Preferred Shares

I am sure most of you are aware that insurer Enstar Group (ESGR) has announced a merger and will be going private.

My understanding of the deal is that the outstanding preferred shares of ESGR will be exchanged for similar new shares, but will not be listed for trading. The announcement is here.

The company has (2) 7% preferreds that are outstanding and they are tumbling. This is a case where readers should always check the Reader Initiated Alerts page for ‘breaking news’—folks on this site are very much in tune with what is going on–much quicker than I can be.

I held a small position in the 7% ESGRO issue which I exited at $23.83 earlier today. I took a 12 cent capital loss as I paid $23.95 for it, but held for a long time so it was a positive total return. Some quick folks were out at the market open at higher prices.

Shares have been falling all morning and folks will need to decide to hold or go ahead and sell. I suspect over time dividends will be just fine—but one never knows.

Arbor Realty Gets Hammered

mREIT Arbor Realty (ABR) is getting hammered today with news that the Justice Department is investigating the company. The company has undergone a number of short attacks over the last 18 months or so of claims improper accounting etc.

Here is the report from Ningi Research on ABR from 3/23.

Common shares are off $2.57 to trade at $12.99. The 3 preferred issues are all off $1.50 to $2.70.