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SMAN Capital Trust I, 10.25% Preferred Securities

Ticker: SMANP

Parent Ticker:

OTC Grey Market Temporary Ticker:

Issuance Date: 08/03/2001

1st Call Date: 08/09/2006

Maturity Date: 08/09/2031

Shares Issued: 0

Overallotment Shares: 0

Coupon: 10.25%

Face Value: $10.00

Cumulative:

Qualified: No

Quarterly Dividend Amount: 0.256

Payment Months: MAR, JUN, SEP, DEC

Payment Day: 31

S&P Rating: NR

III Rating (In Regards to Dividend Safety Only):

Moody Rating: NR

Fitch Rating: NR